BAYOU
Federal • Baton Rouge, Louisiana • Est. 1954
Quick Facts
- Charter Number
- #9931
- Type
- Federal
- Established
- 1954
- Headquarters
- Baton Rouge, Louisiana 70806-4247
- Address
- 5880 Florida Blvd
- Branches
- 4
- ATMs
- 6
- Members
- 7,644
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,644 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYOU |
|---|---|
| Total Assets | $83.7M |
| Members | 7,644 |
| Loans Outstanding | $56.4M |
| Shares & Deposits | $70.3M |
| Net Worth | $12.9M |
| Net Worth Ratio | 15.47% |
| Loan-to-Share Ratio | 80.3% |
| Delinquency Rate | 0.25% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 6 ATMs
Main Office
Main Office5880 Florida Blvd
Baton Rouge, LA 70806-4247
Lafayette Branch
505 Guilbeau Rd
Lafayette, LA 70506
Summa Branch
8601 Summa Ave
Baton Rouge, LA 70809-3678
Womans Hospital Branch
100 Womans Way
Baton Rouge, LA 70817
Who Can Join BAYOU?
Membership Type: Community
Membership eligibility for BAYOU may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYOU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
BAYOU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BAYOU has 7,644 members and a potential membership field of 25,000 people.
BAYOU's reported net worth ratio is 15.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BAYOU operates 4 branch locations and has access to 6 ATMs. The main office is located at 5880 Florida Blvd, Baton Rouge, LA 70806-4247.
BAYOU was established in 1954. It is a federal credit union chartered under charter number 9931. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BAYOU. All financial data is for informational purposes only.