BAYOU
Federal • BATON ROUGE, Louisiana • Est. 1954
Quick Facts
- Charter Number
- #9931
- Type
- Federal
- Established
- 1954
- Headquarters
- BATON ROUGE, Louisiana 70806-4247
- Address
- 5880 FLORIDA BLVD
- Branches
- 4
- ATMs
- 6
- Members
- 7,687
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,687 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYOU |
|---|---|
| Total Assets | $82.1M |
| Members | 7,687 |
| Loans Outstanding | $57.3M |
| Shares & Deposits | $68.9M |
| Net Worth | $12.8M |
| Net Worth Ratio | 15.65% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.33% |
| Net Income | +$806,346 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 6 ATMs
Main Office
Main Office5880 Florida Blvd
Baton Rouge, LA 70806-4247
Lafayette Branch
505 Guilbeau Rd
Lafayette, LA 70506
Summa Branch
8601 Summa Ave
Baton Rouge, LA 70809-3678
Womans Hospital Branch
100 Womans Way
Baton Rouge, LA 70817
Who Can Join BAYOU?
Membership Type: Community
Membership eligibility for BAYOU may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYOU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. BAYOU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BAYOU has 7,687 members and a potential membership field of 25,000 people.
BAYOU's net worth ratio is 15.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, BAYOU meets this threshold.
BAYOU operates 4 branch locations and has access to 6 ATMs. The main office is located at 5880 Florida Blvd, Baton Rouge, LA 70806-4247.
BAYOU was established in 1954. It is a federal credit union chartered under charter number 9931. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BAYOU. All financial data is for informational purposes only.