BAYOU COMMUNITY
Federal • Saint Gabriel, Louisiana • Est. 1957
Quick Facts
- Charter Number
- #11782
- Type
- Federal
- Established
- 1957
- Headquarters
- Saint Gabriel, Louisiana 70776
- Address
- PO Box 87
- Branches
- 2
- ATMs
- 2
- Members
- 1,728
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,728 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BAYOU COMMUNITY |
|---|---|
| Total Assets | $17.6M |
| Members | 1,728 |
| Loans Outstanding | $13.0M |
| Shares & Deposits | $14.7M |
| Net Worth | $1.6M |
| Net Worth Ratio | 9.35% |
| Loan-to-Share Ratio | 88.8% |
| Delinquency Rate | 0.54% |
| Net Income | +$193,560 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Bayou Community F.C.U.
5445 POINT CLAIR RD
CARVILLE, LA 70721
St. Gabriel Branch
Main Office6190 Highway 74
Saint Gabriel, LA 70776
Who Can Join BAYOU COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for BAYOU COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BAYOU COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. BAYOU COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BAYOU COMMUNITY has 1,728 members and a potential membership field of 7,000 people.
BAYOU COMMUNITY's net worth ratio is 9.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, BAYOU COMMUNITY meets this threshold.
BAYOU COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 6190 Highway 74, Saint Gabriel, LA 70776.
BAYOU COMMUNITY was established in 1957. It is a federal credit union chartered under charter number 11782. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BAYOU COMMUNITY. All financial data is for informational purposes only.