BEACH MUNICIPAL
Federal • Virginia Beach, Virginia • Est. 1970
Quick Facts
- Charter Number
- #20394
- Type
- Federal
- Established
- 1970
- Headquarters
- Virginia Beach, Virginia 23452
- Address
- 4164 Virginia Beach Blvd
- Branches
- 2
- ATMs
- 2
- Members
- 9,009
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,009 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACH MUNICIPAL |
|---|---|
| Total Assets | $188.3M |
| Members | 9,009 |
| Loans Outstanding | $94.6M |
| Shares & Deposits | $162.5M |
| Net Worth | $26.0M |
| Net Worth Ratio | 13.79% |
| Loan-to-Share Ratio | 58.3% |
| Delinquency Rate | 0.97% |
| Net Income | +$2,800,755 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Thalia
Main Office4164 Virginia Beach Blvd
Virginia Beach, VA 23452
Princess Anne Rd
2440 Princess Anne Rd
Virginia Beach, VA 23456-3409
Who Can Join BEACH MUNICIPAL?
Membership Type: Community
Membership eligibility for BEACH MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACH MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. BEACH MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEACH MUNICIPAL has 9,009 members and a potential membership field of 33,000 people.
BEACH MUNICIPAL's net worth ratio is 13.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, BEACH MUNICIPAL meets this threshold.
BEACH MUNICIPAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 4164 Virginia Beach Blvd, Virginia Beach, VA 23452.
BEACH MUNICIPAL was established in 1970. It is a federal credit union chartered under charter number 20394. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEACH MUNICIPAL. All financial data is for informational purposes only.