BEACON CREDIT UNION, INCORPORATED
State-Chartered • Lynchburg, Virginia • Est. 1939
Quick Facts
- Charter Number
- #66965
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Lynchburg, Virginia 24502
- Address
- PO Box 4319
- Branches
- 11
- ATMs
- 10
- Members
- 29,575
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
29,575 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACON CREDIT UNION, INCORPORATED |
|---|---|
| Total Assets | $369.6M |
| Members | 29,575 |
| Loans Outstanding | $317.0M |
| Shares & Deposits | $322.3M |
| Net Worth | $41.0M |
| Net Worth Ratio | 11.96% |
| Loan-to-Share Ratio | 98.4% |
| Delinquency Rate | 0.23% |
| Net Income | +$6,490,547 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 10 ATMs
Logans Office
6320 Logans Ln
Lynchburg, VA 24502
Forest Rd Branch
19029 Forest Rd
Lynchburg, VA 24502
Buena Vista
2101 Forest Ave
Buena Vista, VA 24416-2733
Madison Heights
155 Amelon Sq
Madison Heights, VA 24572-6259
Corporate Office
Main Office107 Leroy Bowen Dr
Lynchburg, VA 24502
Who Can Join BEACON CREDIT UNION, INCORPORATED?
Membership Type: Community
Membership eligibility for BEACON CREDIT UNION, INCORPORATED may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACON CREDIT UNION, INCORPORATED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. BEACON CREDIT UNION, INCORPORATED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEACON CREDIT UNION, INCORPORATED has 29,575 members and a potential membership field of 807,000 people.
BEACON CREDIT UNION, INCORPORATED's net worth ratio is 11.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, BEACON CREDIT UNION, INCORPORATED meets this threshold.
BEACON CREDIT UNION, INCORPORATED operates 11 branch locations and has access to 10 ATMs. The main office is located at 107 Leroy Bowen Dr, Lynchburg, VA 24502.
BEACON CREDIT UNION, INCORPORATED was established in 1939. It is a state-chartered credit union chartered under charter number 66965. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEACON CREDIT UNION, INCORPORATED. All financial data is for informational purposes only.