BEACON CREDIT UNION, INCORPORATED
State-Chartered • Lynchburg, Virginia • Est. 1939
Quick Facts
- Charter Number
- #66965
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- Lynchburg, Virginia 24502
- Address
- 107 Leroy Bowen Dr
- Branches
- 11
- ATMs
- 10
- Members
- 29,761
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
29,761 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEACON CREDIT UNION, INCORPORATED |
|---|---|
| Total Assets | $378.2M |
| Members | 29,761 |
| Loans Outstanding | $326.1M |
| Shares & Deposits | $330.1M |
| Net Worth | $41.7M |
| Net Worth Ratio | 11.74% |
| Loan-to-Share Ratio | 98.8% |
| Delinquency Rate | 0.17% |
| Net Income | +$678,643 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 10 ATMs
Logans Office
6320 Logans Ln
Lynchburg, VA 24502
Forest Rd Branch
19029 Forest Rd
Lynchburg, VA 24502
Buena Vista
2101 Forest Ave
Buena Vista, VA 24416-2733
Madison Heights
155 Amelon Sq
Madison Heights, VA 24572-6259
Corporate Office
Main Office107 Leroy Bowen Dr
Lynchburg, VA 24502
Who Can Join BEACON CREDIT UNION, INCORPORATED?
Membership Type: Community
Membership eligibility for BEACON CREDIT UNION, INCORPORATED may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEACON CREDIT UNION, INCORPORATED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
BEACON CREDIT UNION, INCORPORATED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BEACON CREDIT UNION, INCORPORATED has 29,761 members and a potential membership field of 807,000 people.
BEACON CREDIT UNION, INCORPORATED's reported net worth ratio is 11.74% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BEACON CREDIT UNION, INCORPORATED operates 11 branch locations and has access to 10 ATMs. The main office is located at 107 Leroy Bowen Dr, Lynchburg, VA 24502.
BEACON CREDIT UNION, INCORPORATED was established in 1939. It is a state-chartered credit union chartered under charter number 66965. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BEACON CREDIT UNION, INCORPORATED. All financial data is for informational purposes only.