BEFIT FINANCIAL
Federal • Vacaville, California • Est. 1957
Quick Facts
- Charter Number
- #11943
- Type
- Federal
- Established
- 1957
- Headquarters
- Vacaville, California 95688-3933
- Address
- 640 E Main St
- Branches
- 1
- ATMs
- 1
- Members
- 2,377
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,377 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEFIT FINANCIAL |
|---|---|
| Total Assets | $39.3M |
| Members | 2,377 |
| Loans Outstanding | $19.2M |
| Shares & Deposits | $35.1M |
| Net Worth | $3.8M |
| Net Worth Ratio | 9.69% |
| Loan-to-Share Ratio | 54.6% |
| Delinquency Rate | 1.23% |
| Net Income | +$41,676 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Befit Financial Federal Credit Union
Main Office640 E Main St
Vacaville, CA 95688-3933
Who Can Join BEFIT FINANCIAL?
Membership Type: Community
Membership eligibility for BEFIT FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEFIT FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
BEFIT FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BEFIT FINANCIAL has 2,377 members and a potential membership field of 176,601 people.
BEFIT FINANCIAL's reported net worth ratio is 9.69% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BEFIT FINANCIAL operates 1 branch location and has access to 1 ATMs. The main office is located at 640 E Main St, Vacaville, CA 95688-3933.
BEFIT FINANCIAL was established in 1957. It is a federal credit union chartered under charter number 11943. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BEFIT FINANCIAL. All financial data is for informational purposes only.