BELMONT MUNICIPAL
Federal • BELMONT, Massachusetts • Est. 1940
Quick Facts
- Charter Number
- #4192
- Type
- Federal
- Established
- 1940
- Headquarters
- BELMONT, Massachusetts 02478
- Address
- PO BOX 56
- Branches
- 1
- Members
- 385
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
385 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BELMONT MUNICIPAL |
|---|---|
| Total Assets | $3.6M |
| Members | 385 |
| Loans Outstanding | $2.3M |
| Shares & Deposits | $2.8M |
| Net Worth | $817K |
| Net Worth Ratio | 22.74% |
| Loan-to-Share Ratio | 82.7% |
| Delinquency Rate | 0.41% |
| Net Income | +$20,739 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch Office
Main Office455 Concord Ave
Belmont, MA 02478
Who Can Join BELMONT MUNICIPAL?
Membership Type: Community
Membership eligibility for BELMONT MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BELMONT MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. BELMONT MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BELMONT MUNICIPAL has 385 members and a potential membership field of 600 people.
BELMONT MUNICIPAL's net worth ratio is 22.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.7%, BELMONT MUNICIPAL meets this threshold.
BELMONT MUNICIPAL operates 1 branch location. The main office is located at 455 Concord Ave, Belmont, MA 02478.
BELMONT MUNICIPAL was established in 1940. It is a federal credit union chartered under charter number 4192. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BELMONT MUNICIPAL. All financial data is for informational purposes only.