BEREA
Federal • BROOKLYN, New York • Est. 1982
Quick Facts
- Charter Number
- #23888
- Type
- Federal
- Established
- 1982
- Headquarters
- BROOKLYN, New York 11213-2416
- Address
- 1641 BERGEN STREET
- Branches
- 1
- Members
- 96
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
96 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEREA |
|---|---|
| Total Assets | $92K |
| Members | 96 |
| Loans Outstanding | $5K |
| Shares & Deposits | $79K |
| Net Worth | $13K |
| Net Worth Ratio | 13.99% |
| Loan-to-Share Ratio | 6.8% |
| Delinquency Rate | 0.00% |
| Net Income | $-1,760 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Berea FCU
Main Office1641 Bergen St
Brooklyn, NY 11213-2416
Who Can Join BEREA?
Membership Type: Community
Membership eligibility for BEREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. BEREA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEREA has 96 members and a potential membership field of 150 people.
BEREA's net worth ratio is 13.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.0%, BEREA meets this threshold.
BEREA operates 1 branch location. The main office is located at 1641 Bergen St, Brooklyn, NY 11213-2416.
BEREA was established in 1982. It is a federal credit union chartered under charter number 23888. The institution has been serving members for 44 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEREA. All financial data is for informational purposes only.