BEST FINANCIAL
State-Chartered • MUSKEGON, Michigan • Est. 1955
Quick Facts
- Charter Number
- #62027
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- MUSKEGON, Michigan 49444
- Address
- 1888 E SHERMAN
- Branches
- 2
- ATMs
- 3
- Members
- 12,770
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,770 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEST FINANCIAL |
|---|---|
| Total Assets | $143.4M |
| Members | 12,770 |
| Loans Outstanding | $104.9M |
| Shares & Deposits | $119.3M |
| Net Worth | $22.7M |
| Net Worth Ratio | 15.84% |
| Loan-to-Share Ratio | 87.9% |
| Delinquency Rate | 1.24% |
| Net Income | +$617,694 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 3 ATMs
Best Financial Credit Union
Main Office1888 E Sherman Blvd
Muskegon, MI 49444-1822
Best Financial Credit Union Spring Lake Branch
612 W Savidge St
Spring Lake, MI 49456
Who Can Join BEST FINANCIAL?
Membership Type: Community
Membership eligibility for BEST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. BEST FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BEST FINANCIAL has 12,770 members and a potential membership field of 1,221,230 people.
BEST FINANCIAL's net worth ratio is 15.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.8%, BEST FINANCIAL meets this threshold.
BEST FINANCIAL operates 2 branch locations and has access to 3 ATMs. The main office is located at 1888 E Sherman Blvd, Muskegon, MI 49444-1822.
BEST FINANCIAL was established in 1955. It is a state-chartered credit union chartered under charter number 62027. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BEST FINANCIAL. All financial data is for informational purposes only.