BEST FINANCIAL
State-Chartered • Muskegon, Michigan • Est. 1955
Quick Facts
- Charter Number
- #62027
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Muskegon, Michigan 49444-1822
- Address
- 1888 E Sherman Blvd
- Branches
- 2
- ATMs
- 3
- Members
- 12,930
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,930 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BEST FINANCIAL |
|---|---|
| Total Assets | $156.1M |
| Members | 12,930 |
| Loans Outstanding | $104.5M |
| Shares & Deposits | $132.2M |
| Net Worth | $22.7M |
| Net Worth Ratio | 14.56% |
| Loan-to-Share Ratio | 79.0% |
| Delinquency Rate | 1.61% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
Best Financial Credit Union
Main Office1888 E Sherman Blvd
Muskegon, MI 49444-1822
Best Financial Credit Union Spring Lake Branch
612 W Savidge St
Spring Lake, MI 49456
Who Can Join BEST FINANCIAL?
Membership Type: Community
Membership eligibility for BEST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BEST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
BEST FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BEST FINANCIAL has 12,930 members and a potential membership field of 1,221,070 people.
BEST FINANCIAL's reported net worth ratio is 14.56% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BEST FINANCIAL operates 2 branch locations and has access to 3 ATMs. The main office is located at 1888 E Sherman Blvd, Muskegon, MI 49444-1822.
BEST FINANCIAL was established in 1955. It is a state-chartered credit union chartered under charter number 62027. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BEST FINANCIAL. All financial data is for informational purposes only.