BETHLEHEM 1ST
Federal • Bethlehem, Pennsylvania • Est. 1935
Quick Facts
- Charter Number
- #716
- Type
- Federal
- Established
- 1935
- Headquarters
- Bethlehem, Pennsylvania 18017-5009
- Address
- 2317 Easton Ave
- Branches
- 2
- Members
- 4,278
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,278 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BETHLEHEM 1ST |
|---|---|
| Total Assets | $72.5M |
| Members | 4,278 |
| Loans Outstanding | $25.3M |
| Shares & Deposits | $63.7M |
| Net Worth | $8.9M |
| Net Worth Ratio | 12.27% |
| Loan-to-Share Ratio | 39.8% |
| Delinquency Rate | 0.55% |
| Net Income | +$778,213 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office2317 Easton Ave
Bethlehem, PA 18017-5009
Records
2317 Easton Ave
Bethlehem, PA 18017-5009
Who Can Join BETHLEHEM 1ST?
Membership Type: Community
Membership eligibility for BETHLEHEM 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact BETHLEHEM 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. BETHLEHEM 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BETHLEHEM 1ST has 4,278 members and a potential membership field of 17,500 people.
BETHLEHEM 1ST's net worth ratio is 12.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, BETHLEHEM 1ST meets this threshold.
BETHLEHEM 1ST operates 2 branch locations. The main office is located at 2317 Easton Ave, Bethlehem, PA 18017-5009.
BETHLEHEM 1ST was established in 1935. It is a federal credit union chartered under charter number 716. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BETHLEHEM 1ST. All financial data is for informational purposes only.