BIG ISLAND
Federal • HILO, Hawaii • Est. 1936
Quick Facts
- Charter Number
- #1607
- Type
- Federal
- Established
- 1936
- Headquarters
- HILO, Hawaii 96720-4144
- Address
- 66 LONO ST
- Branches
- 3
- ATMs
- 3
- Members
- 9,581
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,581 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BIG ISLAND |
|---|---|
| Total Assets | $188.3M |
| Members | 9,581 |
| Loans Outstanding | $41.9M |
| Shares & Deposits | $169.7M |
| Net Worth | $17.5M |
| Net Worth Ratio | 9.27% |
| Loan-to-Share Ratio | 24.7% |
| Delinquency Rate | 0.54% |
| Net Income | +$680,237 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Keaau Branch
16-594 Kipimana St
Keaau, HI 96749-8021
Kona Branch
75-5737 Kuakini Hwy
Kailua Kona, HI 96740-1710
Hilo Branch
Main Office66 Lono St
Hilo, HI 96720-4144
Who Can Join BIG ISLAND?
Membership Type: Other/Unknown
Membership eligibility for BIG ISLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact BIG ISLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. BIG ISLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BIG ISLAND has 9,581 members and a potential membership field of 202,906 people.
BIG ISLAND's net worth ratio is 9.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, BIG ISLAND meets this threshold.
BIG ISLAND operates 3 branch locations and has access to 3 ATMs. The main office is located at 66 Lono St, Hilo, HI 96720-4144.
BIG ISLAND was established in 1936. It is a federal credit union chartered under charter number 1607. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BIG ISLAND. All financial data is for informational purposes only.