BILLERICA MUNICIPAL EMPLOYEES
State-Chartered • BILLERICA, Massachusetts • Est. 1971
Quick Facts
- Charter Number
- #66336
- Type
- State-Chartered
- Established
- 1971
- Headquarters
- BILLERICA, Massachusetts 01821
- Address
- 365 BOSTON RD
- Branches
- 2
- Members
- 1,260
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,260 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BILLERICA MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $24.1M |
| Members | 1,260 |
| Loans Outstanding | $6.7M |
| Shares & Deposits | $20.0M |
| Net Worth | $4.1M |
| Net Worth Ratio | 16.92% |
| Loan-to-Share Ratio | 33.3% |
| Delinquency Rate | 0.05% |
| Net Income | +$152,569 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
365 boston rd
billerica, MA 01821
Member Services
Main Office365 Boston Rd
Billerica, MA 01821
Who Can Join BILLERICA MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for BILLERICA MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact BILLERICA MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. BILLERICA MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BILLERICA MUNICIPAL EMPLOYEES has 1,260 members and a potential membership field of 2,000 people.
BILLERICA MUNICIPAL EMPLOYEES's net worth ratio is 16.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.9%, BILLERICA MUNICIPAL EMPLOYEES meets this threshold.
BILLERICA MUNICIPAL EMPLOYEES operates 2 branch locations. The main office is located at 365 Boston Rd, Billerica, MA 01821.
BILLERICA MUNICIPAL EMPLOYEES was established in 1971. It is a state-chartered credit union chartered under charter number 66336. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BILLERICA MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.