BIRMINGHAM CITY
State-Chartered • Birmingham, Alabama • Est. 1956
Quick Facts
- Charter Number
- #64528
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- Birmingham, Alabama 35207-2839
- Address
- 2725 35th Ave N
- Branches
- 1
- ATMs
- 1
- Members
- 2,648
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
2,648 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BIRMINGHAM CITY |
|---|---|
| Total Assets | $9.9M |
| Members | 2,648 |
| Loans Outstanding | $6.9M |
| Shares & Deposits | $7.9M |
| Net Worth | $2.0M |
| Net Worth Ratio | 19.64% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 1.67% |
| Net Income | +$230,592 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Birmingham City Credit Union
Main Office2725 35th Ave N
Birmingham, AL 35207-2839
Who Can Join BIRMINGHAM CITY?
Membership Type: Community
Membership eligibility for BIRMINGHAM CITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact BIRMINGHAM CITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. BIRMINGHAM CITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BIRMINGHAM CITY has 2,648 members and a potential membership field of 3,600 people.
BIRMINGHAM CITY's net worth ratio is 19.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.6%, BIRMINGHAM CITY meets this threshold.
BIRMINGHAM CITY operates 1 branch location and has access to 1 ATMs. The main office is located at 2725 35th Ave N, Birmingham, AL 35207-2839.
BIRMINGHAM CITY was established in 1956. It is a state-chartered credit union chartered under charter number 64528. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BIRMINGHAM CITY. All financial data is for informational purposes only.