BLACK HILLS
Federal • Rapid City, South Dakota • Est. 1941
Quick Facts
- Charter Number
- #4365
- Type
- Federal
- Established
- 1941
- Headquarters
- Rapid City, South Dakota 57702-9303
- Address
- 2700 N Plaza Dr
- Branches
- 21
- ATMs
- 18
- Members
- 108,871
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
108,871 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BLACK HILLS |
|---|---|
| Total Assets | $2.4B |
| Members | 108,871 |
| Loans Outstanding | $1.7B |
| Shares & Deposits | $2.1B |
| Net Worth | $248.1M |
| Net Worth Ratio | 10.45% |
| Loan-to-Share Ratio | 77.7% |
| Delinquency Rate | 0.69% |
| Net Income | +$2,431,024 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
21 locations · 18 ATMs
Downtown Member Service Center
200 E Main St
Rapid City, SD 57701-2929
East North Member Service Center
725 E North St
Rapid City, SD 57701-1646
Elk Vale Member Service Center
950 Elk Vale Rd
Rapid City, SD 57703-5705
Plaza Drive Member Service Center
2700 N Plaza Dr
Rapid City, SD 57702-9303
Mountain View Member Service Center
850 Mountain View Rd
Rapid City, SD 57702-2520
Who Can Join BLACK HILLS?
Membership Type: Occupational
Membership eligibility for BLACK HILLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact BLACK HILLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
BLACK HILLS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BLACK HILLS has 108,871 members and a potential membership field of 998,461 people.
BLACK HILLS's reported net worth ratio is 10.45% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BLACK HILLS operates 21 branch locations and has access to 18 ATMs. The main office is located at 2700 N Plaza Dr, Rapid City, SD 57702-9303.
BLACK HILLS was established in 1941. It is a federal credit union chartered under charter number 4365. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BLACK HILLS. All financial data is for informational purposes only.