BLUE WATER
Federal • Port Huron, Michigan • Est. 1959
Quick Facts
- Charter Number
- #12906
- Type
- Federal
- Established
- 1959
- Headquarters
- Port Huron, Michigan 48060-5463
- Address
- 526 WATER ST RM 113
- Branches
- 3
- Members
- 1,214
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,214 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BLUE WATER |
|---|---|
| Total Assets | $19.9M |
| Members | 1,214 |
| Loans Outstanding | $8.4M |
| Shares & Deposits | $16.9M |
| Net Worth | $2.9M |
| Net Worth Ratio | 14.54% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.44% |
| Net Income | +$26,304 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Blue Water Federal Credit Union
Main Office526 WATER ST RM 113
Port Huron, MI 48060-5463
Flagship Federal Credit Union
3910 Lapeer Rd
Port Huron, MI 48060-2402
CU*Answers
6000 28th St SE Ste 100
Grand Rapids, MI 49546
Who Can Join BLUE WATER?
Membership Type: Community
Membership eligibility for BLUE WATER may vary. Contact the credit union directly to confirm qualification requirements.
Contact BLUE WATER directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
BLUE WATER is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BLUE WATER has 1,214 members and a potential membership field of 2,500 people.
BLUE WATER's reported net worth ratio is 14.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BLUE WATER operates 3 branch locations. The main office is located at 526 WATER ST RM 113, Port Huron, MI 48060-5463.
BLUE WATER was established in 1959. It is a federal credit union chartered under charter number 12906. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BLUE WATER. All financial data is for informational purposes only.