BOPTI
Federal • SAN PEDRO, California • Est. 1955
Quick Facts
- Charter Number
- #10433
- Type
- Federal
- Established
- 1955
- Headquarters
- SAN PEDRO, California 90731-7365
- Address
- 1451 S SEASIDE AVE
- Branches
- 2
- Members
- 4,309
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,309 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BOPTI |
|---|---|
| Total Assets | $69.7M |
| Members | 4,309 |
| Loans Outstanding | $22.5M |
| Shares & Deposits | $53.0M |
| Net Worth | $15.4M |
| Net Worth Ratio | 22.14% |
| Loan-to-Share Ratio | 42.5% |
| Delinquency Rate | 1.38% |
| Net Income | +$654,870 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main Office
Main Office1451 S Seaside Ave
San Pedro, CA 90731-7365
Filekeepers
6277 E Slauson Ave
Commerce, CA 90040-3011
Who Can Join BOPTI?
Membership Type: Community
Membership eligibility for BOPTI may vary. Contact the credit union directly to confirm qualification requirements.
Contact BOPTI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. BOPTI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BOPTI has 4,309 members and a potential membership field of 12,661 people.
BOPTI's net worth ratio is 22.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.1%, BOPTI meets this threshold.
BOPTI operates 2 branch locations. The main office is located at 1451 S Seaside Ave, San Pedro, CA 90731-7365.
BOPTI was established in 1955. It is a federal credit union chartered under charter number 10433. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BOPTI. All financial data is for informational purposes only.