BRADFORD AREA
Federal • Bradford, Pennsylvania • Est. 1960
Quick Facts
- Charter Number
- #13823
- Type
- Federal
- Established
- 1960
- Headquarters
- Bradford, Pennsylvania 16701-2016
- Address
- 52 Davis St
- Branches
- 1
- Members
- 1,386
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,386 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BRADFORD AREA |
|---|---|
| Total Assets | $11.9M |
| Members | 1,386 |
| Loans Outstanding | $6.4M |
| Shares & Deposits | $10.3M |
| Net Worth | $1.6M |
| Net Worth Ratio | 13.09% |
| Loan-to-Share Ratio | 62.2% |
| Delinquency Rate | 0.57% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Bradford Area Federal Credit Union
Main Office52 Davis St
Bradford, PA 16701-2016
Who Can Join BRADFORD AREA?
Membership Type: Community
Membership eligibility for BRADFORD AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact BRADFORD AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
BRADFORD AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BRADFORD AREA has 1,386 members and a potential membership field of 3,400 people.
BRADFORD AREA's reported net worth ratio is 13.09% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BRADFORD AREA operates 1 branch location. The main office is located at 52 Davis St, Bradford, PA 16701-2016.
BRADFORD AREA was established in 1960. It is a federal credit union chartered under charter number 13823. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BRADFORD AREA. All financial data is for informational purposes only.