BRADFORD AREA SCHOOL EMPLOYEES
Federal • Bradford, Pennsylvania • Est. 1939
Quick Facts
- Charter Number
- #24857
- Type
- Federal
- Established
- 1939
- Headquarters
- Bradford, Pennsylvania 16701
- Address
- 125 Main Street, Suite 206
- Branches
- 1
- Members
- 263
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
263 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BRADFORD AREA SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $1.1M |
| Members | 263 |
| Loans Outstanding | $951K |
| Shares & Deposits | $855K |
| Net Worth | $240K |
| Net Worth Ratio | 21.86% |
| Loan-to-Share Ratio | 111.2% |
| Delinquency Rate | 0.14% |
| Net Income | +$13,843 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Office
Main Office125 Main St Rm 206
Bradford, PA 16701
Who Can Join BRADFORD AREA SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for BRADFORD AREA SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact BRADFORD AREA SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. BRADFORD AREA SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BRADFORD AREA SCHOOL EMPLOYEES has 263 members and a potential membership field of 1,200 people.
BRADFORD AREA SCHOOL EMPLOYEES's net worth ratio is 21.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.9%, BRADFORD AREA SCHOOL EMPLOYEES meets this threshold.
BRADFORD AREA SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 125 Main St Rm 206, Bradford, PA 16701.
BRADFORD AREA SCHOOL EMPLOYEES was established in 1939. It is a federal credit union chartered under charter number 24857. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BRADFORD AREA SCHOOL EMPLOYEES. All financial data is for informational purposes only.