BUFFALO CONRAIL
Federal • Cheektowaga, New York • Est. 1935
Quick Facts
- Charter Number
- #845
- Type
- Federal
- Established
- 1935
- Headquarters
- Cheektowaga, New York 14206
- Address
- 1481 Harlem Rd
- Branches
- 1
- Members
- 2,563
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,563 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BUFFALO CONRAIL |
|---|---|
| Total Assets | $59.0M |
| Members | 2,563 |
| Loans Outstanding | $43.9M |
| Shares & Deposits | $45.5M |
| Net Worth | $13.2M |
| Net Worth Ratio | 22.31% |
| Loan-to-Share Ratio | 96.4% |
| Delinquency Rate | 0.23% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Buffalo Conrail FCU
Main Office1481 Harlem Rd
Cheektowaga, NY 14206
Who Can Join BUFFALO CONRAIL?
Membership Type: Community
Membership eligibility for BUFFALO CONRAIL may vary. Contact the credit union directly to confirm qualification requirements.
Contact BUFFALO CONRAIL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
BUFFALO CONRAIL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, BUFFALO CONRAIL has 2,563 members and a potential membership field of 3,200 people.
BUFFALO CONRAIL's reported net worth ratio is 22.31% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
BUFFALO CONRAIL operates 1 branch location. The main office is located at 1481 Harlem Rd, Cheektowaga, NY 14206.
BUFFALO CONRAIL was established in 1935. It is a federal credit union chartered under charter number 845. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or BUFFALO CONRAIL. All financial data is for informational purposes only.