BUFFALO METROPOLITAN
Federal • BUFFALO, New York • Est. 1937
Quick Facts
- Charter Number
- #2209
- Type
- Federal
- Established
- 1937
- Headquarters
- BUFFALO, New York 14202-2609
- Address
- 62 S ELMWOOD AVE
- Branches
- 1
- ATMs
- 3
- Members
- 15,349
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
15,349 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | BUFFALO METROPOLITAN |
|---|---|
| Total Assets | $144.0M |
| Members | 15,349 |
| Loans Outstanding | $118.8M |
| Shares & Deposits | $127.9M |
| Net Worth | $17.7M |
| Net Worth Ratio | 12.26% |
| Loan-to-Share Ratio | 92.9% |
| Delinquency Rate | 3.06% |
| Net Income | +$1,623,646 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 3 ATMs
Main-62 S Elmwood Ave Buffalo, NY 14202-2609
Main Office62 S Elmwood Ave
Buffalo, NY 14202-2609
Who Can Join BUFFALO METROPOLITAN?
Membership Type: Other/Unknown
Membership eligibility for BUFFALO METROPOLITAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact BUFFALO METROPOLITAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. BUFFALO METROPOLITAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, BUFFALO METROPOLITAN has 15,349 members and a potential membership field of 180,000 people.
BUFFALO METROPOLITAN's net worth ratio is 12.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, BUFFALO METROPOLITAN meets this threshold.
BUFFALO METROPOLITAN operates 1 branch location and has access to 3 ATMs. The main office is located at 62 S Elmwood Ave, Buffalo, NY 14202-2609.
BUFFALO METROPOLITAN was established in 1937. It is a federal credit union chartered under charter number 2209. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or BUFFALO METROPOLITAN. All financial data is for informational purposes only.