C & R
State-Chartered • Clay Center, Kansas • Est. 1962
Quick Facts
- Charter Number
- #67783
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Clay Center, Kansas 67432-2502
- Address
- P.O. Box 896
- Branches
- 1
- Members
- 674
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
674 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | C & R |
|---|---|
| Total Assets | $4.1M |
| Members | 674 |
| Loans Outstanding | $2.9M |
| Shares & Deposits | $3.6M |
| Net Worth | $526K |
| Net Worth Ratio | 12.84% |
| Loan-to-Share Ratio | 81.9% |
| Delinquency Rate | 2.90% |
| Net Income | +$3,608 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
C & R Credit Union
Main Office801 5th St
Clay Center, KS 67432-2502
Who Can Join C & R?
Membership Type: Community
Membership eligibility for C & R may vary. Contact the credit union directly to confirm qualification requirements.
Contact C & R directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kansas RankingsFrequently Asked Questions
Yes. C & R is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, C & R has 674 members and a potential membership field of 10,000 people.
C & R's net worth ratio is 12.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, C & R meets this threshold.
C & R operates 1 branch location. The main office is located at 801 5th St, Clay Center, KS 67432-2502.
C & R was established in 1962. It is a state-chartered credit union chartered under charter number 67783. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or C & R. All financial data is for informational purposes only.