CACL
Federal • Pottsville, Pennsylvania • Est. 1953
Quick Facts
- Charter Number
- #8523
- Type
- Federal
- Established
- 1953
- Headquarters
- Pottsville, Pennsylvania 17901
- Address
- 1800 W Market St
- Branches
- 4
- ATMs
- 3
- Members
- 16,847
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,847 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CACL |
|---|---|
| Total Assets | $243.6M |
| Members | 16,847 |
| Loans Outstanding | $204.2M |
| Shares & Deposits | $219.2M |
| Net Worth | $24.3M |
| Net Worth Ratio | 9.96% |
| Loan-to-Share Ratio | 93.2% |
| Delinquency Rate | 0.74% |
| Net Income | +$3,471,148 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Main Office
Main Office1800 W Market St
Pottsville, PA 17901
Route 183 Branch
757 S Route 183
Schuylkill Haven, PA 17972-9389
Loan Department
1816 W Market St
Pottsville, PA 17901
St Clair Branch
697 Port Carbon St Clair Hwy
Pottsville, PA 17901
Who Can Join CACL?
Membership Type: Other/Unknown
Membership eligibility for CACL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CACL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. CACL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CACL has 16,847 members and a potential membership field of 143,259 people.
CACL's net worth ratio is 9.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, CACL meets this threshold.
CACL operates 4 branch locations and has access to 3 ATMs. The main office is located at 1800 W Market St, Pottsville, PA 17901.
CACL was established in 1953. It is a federal credit union chartered under charter number 8523. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CACL. All financial data is for informational purposes only.