CAL-ED
Federal • Coal Center, Pennsylvania • Est. 1960
Quick Facts
- Charter Number
- #13503
- Type
- Federal
- Established
- 1960
- Headquarters
- Coal Center, Pennsylvania 15423
- Address
- 100 TECHNOLOGY DR
- Branches
- 2
- Members
- 3,215
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,215 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAL-ED |
|---|---|
| Total Assets | $19.0M |
| Members | 3,215 |
| Loans Outstanding | $4.5M |
| Shares & Deposits | $16.1M |
| Net Worth | $2.7M |
| Net Worth Ratio | 14.26% |
| Loan-to-Share Ratio | 28.2% |
| Delinquency Rate | 3.72% |
| Net Income | $-2,404 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Cal-Ed Federal Credit Union
Main Office100 TECHNOLOGY DR
Coal Center, PA 15423
VALLEY FIRST FCU
815 Schoonmaker Ave
Monessen, PA 15062
Who Can Join CAL-ED?
Membership Type: Community
Membership eligibility for CAL-ED may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAL-ED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
CAL-ED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAL-ED has 3,215 members and a potential membership field of 10,615 people.
CAL-ED's reported net worth ratio is 14.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAL-ED operates 2 branch locations. The main office is located at 100 TECHNOLOGY DR, Coal Center, PA 15423.
CAL-ED was established in 1960. It is a federal credit union chartered under charter number 13503. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAL-ED. All financial data is for informational purposes only.