CALL
Federal • Richmond, Virginia • Est. 1962
Quick Facts
- Charter Number
- #15209
- Type
- Federal
- Established
- 1962
- Headquarters
- Richmond, Virginia 23234-2233
- Address
- 4605 Commerce Rd
- Branches
- 9
- ATMs
- 7
- Members
- 27,618
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
27,618 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CALL |
|---|---|
| Total Assets | $535.1M |
| Members | 27,618 |
| Loans Outstanding | $269.3M |
| Shares & Deposits | $475.3M |
| Net Worth | $57.5M |
| Net Worth Ratio | 10.75% |
| Loan-to-Share Ratio | 56.7% |
| Delinquency Rate | 0.56% |
| Net Income | +$1,812,886 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
Main Office
Main Office4605 Commerce Rd
Richmond, VA 23234-2233
Altria HQ
6601 W Broad St
Richmond, VA 23230-1723
Hanover Office
9397 Atlee Rd
Mechanicsville, VA 23116
Henrico Office
3660 Mayland Ct
Richmond, VA 23233-1409
Chesterfield Office
3640 Call Federal Dr
Midlothian, VA 23112-3457
Who Can Join CALL?
Membership Type: Other/Unknown
Membership eligibility for CALL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CALL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. CALL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CALL has 27,618 members and a potential membership field of 750,000 people.
CALL's net worth ratio is 10.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, CALL meets this threshold.
CALL operates 9 branch locations and has access to 7 ATMs. The main office is located at 4605 Commerce Rd, Richmond, VA 23234-2233.
CALL was established in 1962. It is a federal credit union chartered under charter number 15209. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CALL. All financial data is for informational purposes only.