CAMBRIDGE MUNICIPAL EMPLOYEES
Federal • Cambridge, Massachusetts • Est. 1939
Quick Facts
- Charter Number
- #3056
- Type
- Federal
- Established
- 1939
- Headquarters
- Cambridge, Massachusetts 02139-3201
- Address
- 795 Massachusetts Ave., City Hall
- Branches
- 3
- Members
- 1,323
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAMBRIDGE MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $10.3M |
| Members | 1,323 |
| Loans Outstanding | $3.3M |
| Shares & Deposits | $7.9M |
| Net Worth | $2.5M |
| Net Worth Ratio | 23.75% |
| Loan-to-Share Ratio | 41.3% |
| Delinquency Rate | 0.03% |
| Net Income | +$240,988 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Cambridge Municipal Employees Federal Credit Union
Main Office795 Massachusetts Ave
Cambridge, MA 02139-3201
Compusource Systems, Inc.
110 John Muir Dr
Amherst, NY 14228-1148
Iron Mountain
96 High St
North Billerica, MA 01862-1614
Who Can Join CAMBRIDGE MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for CAMBRIDGE MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAMBRIDGE MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. CAMBRIDGE MUNICIPAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAMBRIDGE MUNICIPAL EMPLOYEES has 1,323 members and a potential membership field of 1,500 people.
CAMBRIDGE MUNICIPAL EMPLOYEES's net worth ratio is 23.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.8%, CAMBRIDGE MUNICIPAL EMPLOYEES meets this threshold.
CAMBRIDGE MUNICIPAL EMPLOYEES operates 3 branch locations. The main office is located at 795 Massachusetts Ave, Cambridge, MA 02139-3201.
CAMBRIDGE MUNICIPAL EMPLOYEES was established in 1939. It is a federal credit union chartered under charter number 3056. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAMBRIDGE MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.