CAMBRIDGE MUNICIPAL EMPLOYEES
Federal • Cambridge, Massachusetts • Est. 1939
Quick Facts
- Charter Number
- #3056
- Type
- Federal
- Established
- 1939
- Headquarters
- Cambridge, Massachusetts 02139-3201
- Address
- 795 Massachusetts Ave
- Branches
- 3
- Members
- 1,292
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,292 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAMBRIDGE MUNICIPAL EMPLOYEES |
|---|---|
| Total Assets | $10.4M |
| Members | 1,292 |
| Loans Outstanding | $3.1M |
| Shares & Deposits | $7.9M |
| Net Worth | $2.5M |
| Net Worth Ratio | 24.04% |
| Loan-to-Share Ratio | 39.3% |
| Delinquency Rate | 0.05% |
| Net Income | +$47,864 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Cambridge Municipal Employees Federal Credit Union
Main Office795 Massachusetts Ave
Cambridge, MA 02139-3201
Compusource Systems, Inc.
110 John Muir Dr
Amherst, NY 14228-1148
Iron Mountain
96 High St
North Billerica, MA 01862-1614
Who Can Join CAMBRIDGE MUNICIPAL EMPLOYEES?
Membership Type: Community
Membership eligibility for CAMBRIDGE MUNICIPAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAMBRIDGE MUNICIPAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
CAMBRIDGE MUNICIPAL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAMBRIDGE MUNICIPAL EMPLOYEES has 1,292 members and a potential membership field of 1,500 people.
CAMBRIDGE MUNICIPAL EMPLOYEES's reported net worth ratio is 24.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAMBRIDGE MUNICIPAL EMPLOYEES operates 3 branch locations. The main office is located at 795 Massachusetts Ave, Cambridge, MA 02139-3201.
CAMBRIDGE MUNICIPAL EMPLOYEES was established in 1939. It is a federal credit union chartered under charter number 3056. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAMBRIDGE MUNICIPAL EMPLOYEES. All financial data is for informational purposes only.