CAPITAL AREA
Federal • Augusta, Maine • Est. 1954
Quick Facts
- Charter Number
- #9919
- Type
- Federal
- Established
- 1954
- Headquarters
- Augusta, Maine 04330
- Address
- 2010 N Belfast ave
- Branches
- 3
- Members
- 3,957
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,957 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPITAL AREA |
|---|---|
| Total Assets | $71.7M |
| Members | 3,957 |
| Loans Outstanding | $49.8M |
| Shares & Deposits | $58.2M |
| Net Worth | $12.4M |
| Net Worth Ratio | 17.25% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 0.10% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Main Office
Main Office2010 N Belfast ave
Augusta, ME 04330
Synergent Corp
2 Ledgeview dr
Westbrook, ME 04092
Synergent Corp
2 Ledgeview dr
Westbrook, ME 04092
Who Can Join CAPITAL AREA?
Membership Type: Other/Unknown
Membership eligibility for CAPITAL AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPITAL AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
CAPITAL AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAPITAL AREA has 3,957 members and a potential membership field of 45,000 people.
CAPITAL AREA's reported net worth ratio is 17.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAPITAL AREA operates 3 branch locations. The main office is located at 2010 N Belfast ave, Augusta, ME 04330.
CAPITAL AREA was established in 1954. It is a federal credit union chartered under charter number 9919. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAPITAL AREA. All financial data is for informational purposes only.