CAPSTONE
Federal • ALISO VIEJO, California • Est. 1953
Quick Facts
- Charter Number
- #8611
- Type
- Federal
- Established
- 1953
- Headquarters
- ALISO VIEJO, California 92656
- Address
- 3 POLARIS WAY STE 31B
- Branches
- 1
- ATMs
- 1
- Members
- 1,785
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,785 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPSTONE |
|---|---|
| Total Assets | $33.6M |
| Members | 1,785 |
| Loans Outstanding | $13.4M |
| Shares & Deposits | $29.2M |
| Net Worth | $4.1M |
| Net Worth Ratio | 12.13% |
| Loan-to-Share Ratio | 45.8% |
| Delinquency Rate | 0.07% |
| Net Income | +$18,218 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Capstone Federal Credit Union
Main Office3 POLARIS WAY STE 31B
ALISO VIEJO, CA 92656
Who Can Join CAPSTONE?
Membership Type: Other/Unknown
Membership eligibility for CAPSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. CAPSTONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CAPSTONE has 1,785 members and a potential membership field of 264,000 people.
CAPSTONE's net worth ratio is 12.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, CAPSTONE meets this threshold.
CAPSTONE operates 1 branch location and has access to 1 ATMs. The main office is located at 3 POLARIS WAY STE 31B, ALISO VIEJO, CA 92656.
CAPSTONE was established in 1953. It is a federal credit union chartered under charter number 8611. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CAPSTONE. All financial data is for informational purposes only.