CAPSTONE
Federal • Aliso Viejo, California • Est. 1953
Quick Facts
- Charter Number
- #8611
- Type
- Federal
- Established
- 1953
- Headquarters
- Aliso Viejo, California 92656
- Address
- 3 POLARIS WAY STE 31B
- Branches
- 1
- ATMs
- 1
- Members
- 1,773
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,773 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CAPSTONE |
|---|---|
| Total Assets | $34.6M |
| Members | 1,773 |
| Loans Outstanding | $12.9M |
| Shares & Deposits | $30.6M |
| Net Worth | $4.1M |
| Net Worth Ratio | 11.72% |
| Loan-to-Share Ratio | 42.3% |
| Delinquency Rate | 0.17% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Capstone Federal Credit Union
Main Office3 POLARIS WAY STE 31B
Aliso Viejo, CA 92656
Who Can Join CAPSTONE?
Membership Type: Other/Unknown
Membership eligibility for CAPSTONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CAPSTONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
CAPSTONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CAPSTONE has 1,773 members and a potential membership field of 264,000 people.
CAPSTONE's reported net worth ratio is 11.72% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CAPSTONE operates 1 branch location and has access to 1 ATMs. The main office is located at 3 POLARIS WAY STE 31B, Aliso Viejo, CA 92656.
CAPSTONE was established in 1953. It is a federal credit union chartered under charter number 8611. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CAPSTONE. All financial data is for informational purposes only.