CEDAR FALLS COMMUNITY
State-Chartered • Cedar Falls, Iowa • Est. 1958
Quick Facts
- Charter Number
- #65565
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Cedar Falls, Iowa 50613
- Address
- Po Box 1009
- Branches
- 3
- ATMs
- 3
- Members
- 8,817
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,817 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CEDAR FALLS COMMUNITY |
|---|---|
| Total Assets | $233.9M |
| Members | 8,817 |
| Loans Outstanding | $188.1M |
| Shares & Deposits | $194.1M |
| Net Worth | $38.4M |
| Net Worth Ratio | 16.44% |
| Loan-to-Share Ratio | 96.9% |
| Delinquency Rate | 0.82% |
| Net Income | +$4,811,295 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office123 W 4th St
Cedar Falls, IA 50613-2831
Industrial Park
420 Viking Rd
Cedar Falls, IA 50613-6930
Evansdale Branch
3466 Lafayette Rd
Evansdale, IA 50707
Who Can Join CEDAR FALLS COMMUNITY?
Membership Type: Community
Membership eligibility for CEDAR FALLS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CEDAR FALLS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. CEDAR FALLS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CEDAR FALLS COMMUNITY has 8,817 members and a potential membership field of 673,546 people.
CEDAR FALLS COMMUNITY's net worth ratio is 16.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, CEDAR FALLS COMMUNITY meets this threshold.
CEDAR FALLS COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 123 W 4th St, Cedar Falls, IA 50613-2831.
CEDAR FALLS COMMUNITY was established in 1958. It is a state-chartered credit union chartered under charter number 65565. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CEDAR FALLS COMMUNITY. All financial data is for informational purposes only.