CEDAR FALLS COMMUNITY
State-Chartered • Cedar Falls, Iowa • Est. 1958
Quick Facts
- Charter Number
- #65565
- Type
- State-Chartered
- Established
- 1958
- Headquarters
- Cedar Falls, Iowa 50613-2831
- Address
- 123 W 4th St
- Branches
- 3
- ATMs
- 3
- Members
- 8,868
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
8,868 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CEDAR FALLS COMMUNITY |
|---|---|
| Total Assets | $242.7M |
| Members | 8,868 |
| Loans Outstanding | $194.9M |
| Shares & Deposits | $201.6M |
| Net Worth | $39.3M |
| Net Worth Ratio | 16.19% |
| Loan-to-Share Ratio | 96.7% |
| Delinquency Rate | 0.76% |
| Net Income | +$833,521 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office123 W 4th St
Cedar Falls, IA 50613-2831
Industrial Park
420 Viking Rd
Cedar Falls, IA 50613-6930
Evansdale Branch
3466 Lafayette Rd
Evansdale, IA 50707
Who Can Join CEDAR FALLS COMMUNITY?
Membership Type: Community
Membership eligibility for CEDAR FALLS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CEDAR FALLS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
CEDAR FALLS COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CEDAR FALLS COMMUNITY has 8,868 members and a potential membership field of 673,546 people.
CEDAR FALLS COMMUNITY's reported net worth ratio is 16.19% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CEDAR FALLS COMMUNITY operates 3 branch locations and has access to 3 ATMs. The main office is located at 123 W 4th St, Cedar Falls, IA 50613-2831.
CEDAR FALLS COMMUNITY was established in 1958. It is a state-chartered credit union chartered under charter number 65565. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CEDAR FALLS COMMUNITY. All financial data is for informational purposes only.