CELCO COMMUNITY
Federal • NARROWS, Virginia • Est. 1956
Quick Facts
- Charter Number
- #11254
- Type
- Federal
- Established
- 1956
- Headquarters
- NARROWS, Virginia 24124
- Address
- 3381 VIRGINIA AVE, PO BOX 361
- Branches
- 4
- ATMs
- 2
- Members
- 7,330
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,330 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CELCO COMMUNITY |
|---|---|
| Total Assets | $143.1M |
| Members | 7,330 |
| Loans Outstanding | $75.1M |
| Shares & Deposits | $113.7M |
| Net Worth | $28.9M |
| Net Worth Ratio | 20.23% |
| Loan-to-Share Ratio | 66.1% |
| Delinquency Rate | 1.29% |
| Net Income | +$1,747,435 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 2 ATMs
Celco Community Main Branch
Main Office3381 VIRGINIA AVE
NARROWS, VA 24124
Celco Community Pembroke Branch
5862 Virginia Ave
Pembroke, VA 24136
STAR credit union
3871 Robert C Byrd Dr
Beckley, WV 25801
CO-OP SHARED BRANCHING
3381 VIRGINIA AVE
NARROWS, VA 24124
Who Can Join CELCO COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CELCO COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CELCO COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. CELCO COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CELCO COMMUNITY has 7,330 members and a potential membership field of 286,895 people.
CELCO COMMUNITY's net worth ratio is 20.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.2%, CELCO COMMUNITY meets this threshold.
CELCO COMMUNITY operates 4 branch locations and has access to 2 ATMs. The main office is located at 3381 VIRGINIA AVE, NARROWS, VA 24124.
CELCO COMMUNITY was established in 1956. It is a federal credit union chartered under charter number 11254. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CELCO COMMUNITY. All financial data is for informational purposes only.