CELCO COMMUNITY
Federal • Narrows, Virginia • Est. 1956
Quick Facts
- Charter Number
- #11254
- Type
- Federal
- Established
- 1956
- Headquarters
- Narrows, Virginia 24124
- Address
- 3381 VIRGINIA AVE
- Branches
- 4
- ATMs
- 2
- Members
- 7,377
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,377 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CELCO COMMUNITY |
|---|---|
| Total Assets | $145.8M |
| Members | 7,377 |
| Loans Outstanding | $74.4M |
| Shares & Deposits | $115.9M |
| Net Worth | $29.4M |
| Net Worth Ratio | 20.16% |
| Loan-to-Share Ratio | 64.2% |
| Delinquency Rate | 1.33% |
| Net Income | +$443,187 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
Celco Community Main Branch
Main Office3381 VIRGINIA AVE
Narrows, VA 24124
Celco Community Pembroke Branch
5862 Virginia Ave
Pembroke, VA 24136
STAR credit union
3871 Robert C Byrd Dr
Beckley, WV 25801
CO-OP SHARED BRANCHING
3381 VIRGINIA AVE
Narrows, VA 24124
Who Can Join CELCO COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CELCO COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CELCO COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
CELCO COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CELCO COMMUNITY has 7,377 members and a potential membership field of 286,895 people.
CELCO COMMUNITY's reported net worth ratio is 20.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CELCO COMMUNITY operates 4 branch locations and has access to 2 ATMs. The main office is located at 3381 VIRGINIA AVE, Narrows, VA 24124.
CELCO COMMUNITY was established in 1956. It is a federal credit union chartered under charter number 11254. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CELCO COMMUNITY. All financial data is for informational purposes only.