CENT
State-Chartered • Mason City, Iowa • Est. 1965
Quick Facts
- Charter Number
- #65238
- Type
- State-Chartered
- Established
- 1965
- Headquarters
- Mason City, Iowa 50401-3219
- Address
- 25 W State ST
- Branches
- 4
- ATMs
- 4
- Members
- 11,472
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,472 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENT |
|---|---|
| Total Assets | $165.9M |
| Members | 11,472 |
| Loans Outstanding | $127.5M |
| Shares & Deposits | $144.5M |
| Net Worth | $20.7M |
| Net Worth Ratio | 12.50% |
| Loan-to-Share Ratio | 88.2% |
| Delinquency Rate | 0.28% |
| Net Income | +$338,102 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
CENT CREDIT UNION BRANCH
3124 4th St SW
Mason City, IA 50401-1522
CENT Credit Union main office
Main Office25 W State ST
Mason City, IA 50401-3219
CENT CREDIT UNION
1411 INDUSTRIAL RD SW
Le Mars, IA 51031-3004
CENT Credit Union Branch
1101 Broadway St
Emmetsburg, IA 50536-1712
Who Can Join CENT?
Membership Type: Community
Membership eligibility for CENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
CENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CENT has 11,472 members and a potential membership field of 782,328 people.
CENT's reported net worth ratio is 12.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CENT operates 4 branch locations and has access to 4 ATMs. The main office is located at 25 W State ST, Mason City, IA 50401-3219.
CENT was established in 1965. It is a state-chartered credit union chartered under charter number 65238. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CENT. All financial data is for informational purposes only.