CENTRA
State-Chartered • Columbus, Indiana • Est. 1940
Quick Facts
- Charter Number
- #68287
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Columbus, Indiana 47201-7293
- Address
- 3801 Tupelo Dr
- Branches
- 29
- ATMs
- 28
- Members
- 139,152
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
139,152 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRA |
|---|---|
| Total Assets | $2.4B |
| Members | 139,152 |
| Loans Outstanding | $1.7B |
| Shares & Deposits | $2.1B |
| Net Worth | $284.3M |
| Net Worth Ratio | 11.94% |
| Loan-to-Share Ratio | 81.4% |
| Delinquency Rate | 0.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
29 locations · 28 ATMs
National Road
1430 N National Rd
Columbus, IN 47201-5577
26th Street
2020 26th St
Columbus, IN 47201-3795
SR 46 West
2165 W Jonathan Moore Pike
Columbus, IN 47201-9081
Edinburgh
15701 North U.S. 31
Edinburgh, IN 46124-9000
Carmel
11711 Pennsylvania St Ste 101
Carmel, IN 46032-4559
Who Can Join CENTRA?
Membership Type: Community
Membership eligibility for CENTRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
CENTRA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CENTRA has 139,152 members and a potential membership field of 4,503,984 people.
CENTRA's reported net worth ratio is 11.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CENTRA operates 29 branch locations and has access to 28 ATMs. The main office is located at 3801 Tupelo Dr, Columbus, IN 47201-7293.
CENTRA was established in 1940. It is a state-chartered credit union chartered under charter number 68287. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CENTRA. All financial data is for informational purposes only.