CENTRAL SOYA
Federal • Decatur, Indiana • Est. 1940
Quick Facts
- Charter Number
- #4152
- Type
- Federal
- Established
- 1940
- Headquarters
- Decatur, Indiana 46733
- Address
- 1200 N 2nd Street
- Branches
- 1
- ATMs
- 1
- Members
- 1,754
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,754 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL SOYA |
|---|---|
| Total Assets | $30.5M |
| Members | 1,754 |
| Loans Outstanding | $9.8M |
| Shares & Deposits | $24.5M |
| Net Worth | $6.0M |
| Net Worth Ratio | 19.52% |
| Loan-to-Share Ratio | 40.0% |
| Delinquency Rate | 0.12% |
| Net Income | +$355,593 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Central Soya Federal Credit Union
Main Office1200 N 2nd St
Decatur, IN 46733-1160
Who Can Join CENTRAL SOYA?
Membership Type: Community
Membership eligibility for CENTRAL SOYA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL SOYA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. CENTRAL SOYA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRAL SOYA has 1,754 members and a potential membership field of 4,700 people.
CENTRAL SOYA's net worth ratio is 19.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.5%, CENTRAL SOYA meets this threshold.
CENTRAL SOYA operates 1 branch location and has access to 1 ATMs. The main office is located at 1200 N 2nd St, Decatur, IN 46733-1160.
CENTRAL SOYA was established in 1940. It is a federal credit union chartered under charter number 4152. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL SOYA. All financial data is for informational purposes only.