CENTRAL SOYA
Federal • Decatur, Indiana • Est. 1940
Quick Facts
- Charter Number
- #4152
- Type
- Federal
- Established
- 1940
- Headquarters
- Decatur, Indiana 46733-1160
- Address
- 1200 N 2nd St
- Branches
- 1
- ATMs
- 1
- Members
- 1,898
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,898 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL SOYA |
|---|---|
| Total Assets | $32.4M |
| Members | 1,898 |
| Loans Outstanding | $9.9M |
| Shares & Deposits | $26.3M |
| Net Worth | $6.0M |
| Net Worth Ratio | 18.66% |
| Loan-to-Share Ratio | 37.7% |
| Delinquency Rate | 0.05% |
| Net Income | +$90,205 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Central Soya Federal Credit Union
Main Office1200 N 2nd St
Decatur, IN 46733-1160
Who Can Join CENTRAL SOYA?
Membership Type: Community
Membership eligibility for CENTRAL SOYA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL SOYA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
CENTRAL SOYA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CENTRAL SOYA has 1,898 members and a potential membership field of 4,700 people.
CENTRAL SOYA's reported net worth ratio is 18.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CENTRAL SOYA operates 1 branch location and has access to 1 ATMs. The main office is located at 1200 N 2nd St, Decatur, IN 46733-1160.
CENTRAL SOYA was established in 1940. It is a federal credit union chartered under charter number 4152. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL SOYA. All financial data is for informational purposes only.