CENTRAL VIRGINIA
Federal • Lynchburg, Virginia • Est. 1976
Quick Facts
- Charter Number
- #22307
- Type
- Federal
- Established
- 1976
- Headquarters
- Lynchburg, Virginia 24504-5429
- Address
- 1638 Mount Athos Rd
- Branches
- 5
- ATMs
- 5
- Members
- 12,991
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,991 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL VIRGINIA |
|---|---|
| Total Assets | $201.1M |
| Members | 12,991 |
| Loans Outstanding | $118.2M |
| Shares & Deposits | $174.9M |
| Net Worth | $24.2M |
| Net Worth Ratio | 12.41% |
| Loan-to-Share Ratio | 67.6% |
| Delinquency Rate | 1.22% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Mt. Athos Branch
Main Office1638 Mount Athos Rd
Lynchburg, VA 24504-5429
Timberlake Branch
20255 Timberlake Rd
Lynchburg, VA 24502-7202
Madison Heights Branch
4482 S Amherst Hwy
Madison Heights, VA 24572-5388
Forest Branch
14416 Forest Rd
Forest, VA 24551
Old Forest Road
3404 Old Forest Rd
Lynchburg, VA 24501-2915
Who Can Join CENTRAL VIRGINIA?
Membership Type: Other/Unknown
Membership eligibility for CENTRAL VIRGINIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL VIRGINIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
CENTRAL VIRGINIA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CENTRAL VIRGINIA has 12,991 members and a potential membership field of 254,374 people.
CENTRAL VIRGINIA's reported net worth ratio is 12.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CENTRAL VIRGINIA operates 5 branch locations and has access to 5 ATMs. The main office is located at 1638 Mount Athos Rd, Lynchburg, VA 24504-5429.
CENTRAL VIRGINIA was established in 1976. It is a federal credit union chartered under charter number 22307. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL VIRGINIA. All financial data is for informational purposes only.