CENTRAL VIRGINIA
Federal • LYNCHBURG, Virginia • Est. 1976
Quick Facts
- Charter Number
- #22307
- Type
- Federal
- Established
- 1976
- Headquarters
- LYNCHBURG, Virginia 24505
- Address
- PO BOX 1660
- Branches
- 5
- ATMs
- 5
- Members
- 13,053
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,053 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRAL VIRGINIA |
|---|---|
| Total Assets | $192.6M |
| Members | 13,053 |
| Loans Outstanding | $119.4M |
| Shares & Deposits | $167.0M |
| Net Worth | $23.6M |
| Net Worth Ratio | 12.23% |
| Loan-to-Share Ratio | 71.5% |
| Delinquency Rate | 1.35% |
| Net Income | +$3,645,292 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Mt. Athos Branch
Main Office1638 Mount Athos Rd
Lynchburg, VA 24504-5429
Timberlake Branch
20255 Timberlake Rd
Lynchburg, VA 24502-7202
Madison Heights Branch
109 Seminole Dr
Madison Heights, VA 24572-2447
Forest Branch
14416 Forest Rd
Forest, VA 24551
Old Forest Road
3404 Old Forest Rd
Lynchburg, VA 24501-2915
Who Can Join CENTRAL VIRGINIA?
Membership Type: Other/Unknown
Membership eligibility for CENTRAL VIRGINIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRAL VIRGINIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. CENTRAL VIRGINIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRAL VIRGINIA has 13,053 members and a potential membership field of 254,374 people.
CENTRAL VIRGINIA's net worth ratio is 12.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, CENTRAL VIRGINIA meets this threshold.
CENTRAL VIRGINIA operates 5 branch locations and has access to 5 ATMs. The main office is located at 1638 Mount Athos Rd, Lynchburg, VA 24504-5429.
CENTRAL VIRGINIA was established in 1976. It is a federal credit union chartered under charter number 22307. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRAL VIRGINIA. All financial data is for informational purposes only.