CENTRIC
Federal • West Monroe, Louisiana • Est. 1937
Quick Facts
- Charter Number
- #1982
- Type
- Federal
- Established
- 1937
- Headquarters
- West Monroe, Louisiana 71292-9414
- Address
- 213 Expo Cir
- Branches
- 9
- ATMs
- 7
- Members
- 36,999
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
36,999 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTRIC |
|---|---|
| Total Assets | $420.3M |
| Members | 36,999 |
| Loans Outstanding | $328.5M |
| Shares & Deposits | $360.0M |
| Net Worth | $53.7M |
| Net Worth Ratio | 12.78% |
| Loan-to-Share Ratio | 91.3% |
| Delinquency Rate | 1.47% |
| Net Income | +$6,499,769 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
Thomas Road Centric Center
1091 Thomas Rd
West Monroe, LA 71292-5821
Monroe Center
710 Highway 165 North
Monroe, LA 71201
Arkansas Road Centric Center
2353 Arkansas Rd
West Monroe, LA 71291-7820
Ruston Centric Center
1514 Eagle Drive
Ruston, LA 71270-4912
Pecanland Center
1100 Pecanland Rd
Monroe, LA 71203-7019
Who Can Join CENTRIC?
Membership Type: Community
Membership eligibility for CENTRIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTRIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. CENTRIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTRIC has 36,999 members and a potential membership field of 640,198 people.
CENTRIC's net worth ratio is 12.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, CENTRIC meets this threshold.
CENTRIC operates 9 branch locations and has access to 7 ATMs. The main office is located at 213 Expo Cir, West Monroe, LA 71292-9414.
CENTRIC was established in 1937. It is a federal credit union chartered under charter number 1982. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTRIC. All financial data is for informational purposes only.