CENTURYFIRST
Federal • HATTIESBURG, Mississippi • Est. 1956
Quick Facts
- Charter Number
- #24668
- Type
- Federal
- Established
- 1956
- Headquarters
- HATTIESBURG, Mississippi 39401-6962
- Address
- 3318 HARDY ST
- Branches
- 10
- ATMs
- 6
- Members
- 12,842
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
12,842 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CENTURYFIRST |
|---|---|
| Total Assets | $137.3M |
| Members | 12,842 |
| Loans Outstanding | $113.2M |
| Shares & Deposits | $115.9M |
| Net Worth | $20.8M |
| Net Worth Ratio | 15.74% |
| Loan-to-Share Ratio | 97.7% |
| Delinquency Rate | 2.07% |
| Net Income | +$3,482,803 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 6 ATMs
Main Office
Main Office3318 HARDY ST
HATTIESBURG, MS 39401-6962
Laurel Branch
3217 Audubon Dr
Laurel, MS 39440-1422
Downtown Branch
400 Forrest St
Hattiesburg, MS 39401-3455
Petal Branch
202 W Central Ave
Petal, MS 39465-2016
Clinton Office
1001 Highway 80 E
Clinton, MS 39056-5337
Who Can Join CENTURYFIRST?
Membership Type: Community
Membership eligibility for CENTURYFIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact CENTURYFIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. CENTURYFIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CENTURYFIRST has 12,842 members and a potential membership field of 118,000 people.
CENTURYFIRST's net worth ratio is 15.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, CENTURYFIRST meets this threshold.
CENTURYFIRST operates 10 branch locations and has access to 6 ATMs. The main office is located at 3318 HARDY ST, HATTIESBURG, MS 39401-6962.
CENTURYFIRST was established in 1956. It is a federal credit union chartered under charter number 24668. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CENTURYFIRST. All financial data is for informational purposes only.