CERTIFIED
Federal • El Monte, California • Est. 1954
Quick Facts
- Charter Number
- #9230
- Type
- Federal
- Established
- 1954
- Headquarters
- El Monte, California 91731
- Address
- 4455 Arden Dr
- Branches
- 12
- ATMs
- 7
- Members
- 58,317
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
58,317 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CERTIFIED |
|---|---|
| Total Assets | $920.0M |
| Members | 58,317 |
| Loans Outstanding | $570.9M |
| Shares & Deposits | $720.8M |
| Net Worth | $188.8M |
| Net Worth Ratio | 20.52% |
| Loan-to-Share Ratio | 79.2% |
| Delinquency Rate | 0.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 7 ATMs
San Diego Branch
3550 Murphy Canyon Rd
San Diego, CA 92123
El Monte
Main Office4455 Arden Dr
El Monte, CA 91731
Commerce
4820 S Eastern Ave Ste L
Commerce, CA 90040-2933
Fullerton Branch
1421 Manhattan Ave
Fullerton, CA 92831-5221
Brea
200 N Puente St
Brea, CA 92821-3824
Who Can Join CERTIFIED?
Membership Type: Community
Membership eligibility for CERTIFIED may vary. Contact the credit union directly to confirm qualification requirements.
Contact CERTIFIED directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
CERTIFIED is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CERTIFIED has 58,317 members and a potential membership field of 500,000 people.
CERTIFIED's reported net worth ratio is 20.52% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CERTIFIED operates 12 branch locations and has access to 7 ATMs. The main office is located at 4455 Arden Dr, El Monte, CA 91731.
CERTIFIED was established in 1954. It is a federal credit union chartered under charter number 9230. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CERTIFIED. All financial data is for informational purposes only.