CERTIFIED
Federal • El Monte, California • Est. 1954
Quick Facts
- Charter Number
- #9230
- Type
- Federal
- Established
- 1954
- Headquarters
- El Monte, California 91731
- Address
- 4455 Arden Dr
- Branches
- 11
- ATMs
- 6
- Members
- 60,018
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
60,018 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CERTIFIED |
|---|---|
| Total Assets | $903.1M |
| Members | 60,018 |
| Loans Outstanding | $569.7M |
| Shares & Deposits | $707.4M |
| Net Worth | $185.9M |
| Net Worth Ratio | 20.58% |
| Loan-to-Share Ratio | 80.5% |
| Delinquency Rate | 0.57% |
| Net Income | +$15,670,401 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 6 ATMs
San Diego Branch
3550 Murphy Canyon Rd
San Diego, CA 92123
El Monte
Main Office4455 Arden Dr
El Monte, CA 91731
Commerce
4820 S Eastern Ave Ste L
Commerce, CA 90040-2933
Fullerton Branch
1421 Manhattan Ave
Fullerton, CA 92831-5221
Brea
200 N Puente St
Brea, CA 92821-3824
Who Can Join CERTIFIED?
Membership Type: Community
Membership eligibility for CERTIFIED may vary. Contact the credit union directly to confirm qualification requirements.
Contact CERTIFIED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. CERTIFIED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CERTIFIED has 60,018 members and a potential membership field of 450,000 people.
CERTIFIED's net worth ratio is 20.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.6%, CERTIFIED meets this threshold.
CERTIFIED operates 11 branch locations and has access to 6 ATMs. The main office is located at 4455 Arden Dr, El Monte, CA 91731.
CERTIFIED was established in 1954. It is a federal credit union chartered under charter number 9230. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CERTIFIED. All financial data is for informational purposes only.