CHATTAHOOCHEE
Federal • VALLEY, Alabama • Est. 1985
Quick Facts
- Charter Number
- #24221
- Type
- Federal
- Established
- 1985
- Headquarters
- VALLEY, Alabama 36854
- Address
- P.O. BOX 8
- Branches
- 1
- ATMs
- 1
- Members
- 2,762
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,762 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHATTAHOOCHEE |
|---|---|
| Total Assets | $23.4M |
| Members | 2,762 |
| Loans Outstanding | $15.0M |
| Shares & Deposits | $20.3M |
| Net Worth | $3.4M |
| Net Worth Ratio | 14.34% |
| Loan-to-Share Ratio | 73.8% |
| Delinquency Rate | 0.71% |
| Net Income | +$408,404 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office519 FOB JAMES DR
VALLEY, AL 36854-5085
Who Can Join CHATTAHOOCHEE?
Membership Type: Community
Membership eligibility for CHATTAHOOCHEE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHATTAHOOCHEE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. CHATTAHOOCHEE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHATTAHOOCHEE has 2,762 members and a potential membership field of 75,000 people.
CHATTAHOOCHEE's net worth ratio is 14.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.3%, CHATTAHOOCHEE meets this threshold.
CHATTAHOOCHEE operates 1 branch location and has access to 1 ATMs. The main office is located at 519 FOB JAMES DR, VALLEY, AL 36854-5085.
CHATTAHOOCHEE was established in 1985. It is a federal credit union chartered under charter number 24221. The institution has been serving members for 41 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHATTAHOOCHEE. All financial data is for informational purposes only.