CHELSEA EMPLOYEES
Federal • Chelsea, Massachusetts • Est. 1935
Quick Facts
- Charter Number
- #851
- Type
- Federal
- Established
- 1935
- Headquarters
- Chelsea, Massachusetts 02150
- Address
- 311 Chestnut St
- Branches
- 1
- Members
- 2,154
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,154 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHELSEA EMPLOYEES |
|---|---|
| Total Assets | $20.5M |
| Members | 2,154 |
| Loans Outstanding | $14.8M |
| Shares & Deposits | $18.3M |
| Net Worth | $1.8M |
| Net Worth Ratio | 8.77% |
| Loan-to-Share Ratio | 81.0% |
| Delinquency Rate | 0.35% |
| Net Income | +$139,046 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Credit Union
Main Office311 Chestnut St
Chelsea, MA 02150
Who Can Join CHELSEA EMPLOYEES?
Membership Type: Community
Membership eligibility for CHELSEA EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHELSEA EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. CHELSEA EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHELSEA EMPLOYEES has 2,154 members and a potential membership field of 3,000 people.
CHELSEA EMPLOYEES's net worth ratio is 8.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, CHELSEA EMPLOYEES meets this threshold.
CHELSEA EMPLOYEES operates 1 branch location. The main office is located at 311 Chestnut St, Chelsea, MA 02150.
CHELSEA EMPLOYEES was established in 1935. It is a federal credit union chartered under charter number 851. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHELSEA EMPLOYEES. All financial data is for informational purposes only.