CHELSEA EMPLOYEES
Federal • Chelsea, Massachusetts • Est. 1935
Quick Facts
- Charter Number
- #851
- Type
- Federal
- Established
- 1935
- Headquarters
- Chelsea, Massachusetts 02150
- Address
- 311 Chestnut St
- Branches
- 1
- Members
- 2,248
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,248 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHELSEA EMPLOYEES |
|---|---|
| Total Assets | $21.2M |
| Members | 2,248 |
| Loans Outstanding | $14.7M |
| Shares & Deposits | $18.9M |
| Net Worth | $1.8M |
| Net Worth Ratio | 8.58% |
| Loan-to-Share Ratio | 77.8% |
| Delinquency Rate | 0.20% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Credit Union
Main Office311 Chestnut St
Chelsea, MA 02150
Who Can Join CHELSEA EMPLOYEES?
Membership Type: Community
Membership eligibility for CHELSEA EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHELSEA EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
CHELSEA EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHELSEA EMPLOYEES has 2,248 members and a potential membership field of 3,000 people.
CHELSEA EMPLOYEES's reported net worth ratio is 8.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHELSEA EMPLOYEES operates 1 branch location. The main office is located at 311 Chestnut St, Chelsea, MA 02150.
CHELSEA EMPLOYEES was established in 1935. It is a federal credit union chartered under charter number 851. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHELSEA EMPLOYEES. All financial data is for informational purposes only.