CHEM FAMILY
State-Chartered • Anniston, Alabama • Est. 1928
Quick Facts
- Charter Number
- #61055
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- Anniston, Alabama 36201
- Address
- 702 Clydesdale Av
- Branches
- 1
- Members
- 177
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
177 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEM FAMILY |
|---|---|
| Total Assets | $4.0M |
| Members | 177 |
| Loans Outstanding | $1.3M |
| Shares & Deposits | $2.9M |
| Net Worth | $1.1M |
| Net Worth Ratio | 28.31% |
| Loan-to-Share Ratio | 43.7% |
| Delinquency Rate | 0.00% |
| Net Income | $-427 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Chem Family Credit Union
Main Office702 Clydesdale Ave
Anniston, AL 36201
Who Can Join CHEM FAMILY?
Membership Type: Community
Membership eligibility for CHEM FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEM FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. CHEM FAMILY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEM FAMILY has 177 members and a potential membership field of 700 people.
CHEM FAMILY's net worth ratio is 28.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.3%, CHEM FAMILY meets this threshold.
CHEM FAMILY operates 1 branch location. The main office is located at 702 Clydesdale Ave, Anniston, AL 36201.
CHEM FAMILY was established in 1928. It is a state-chartered credit union chartered under charter number 61055. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEM FAMILY. All financial data is for informational purposes only.