CHEMCO
State-Chartered • MC INTOSH, Alabama • Est. 1953
Quick Facts
- Charter Number
- #61277
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- MC INTOSH, Alabama 36553-6609
- Address
- 1638 INDUSTRIAL RD
- Branches
- 1
- Members
- 355
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
355 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEMCO |
|---|---|
| Total Assets | $5.3M |
| Members | 355 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $4.3M |
| Net Worth | $1.1M |
| Net Worth Ratio | 20.09% |
| Loan-to-Share Ratio | 63.5% |
| Delinquency Rate | 0.11% |
| Net Income | +$117,613 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
CHEMCO CREDIT UNION
Main Office1638 INDUSTRIAL Rd
MC INTOSH, AL 36553-6609
Who Can Join CHEMCO?
Membership Type: Community
Membership eligibility for CHEMCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEMCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. CHEMCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEMCO has 355 members and a potential membership field of 1,000 people.
CHEMCO's net worth ratio is 20.09% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.1%, CHEMCO meets this threshold.
CHEMCO operates 1 branch location. The main office is located at 1638 INDUSTRIAL Rd, MC INTOSH, AL 36553-6609.
CHEMCO was established in 1953. It is a state-chartered credit union chartered under charter number 61277. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEMCO. All financial data is for informational purposes only.