CHENEY
Federal • Cheney, Washington • Est. 1951
Quick Facts
- Charter Number
- #7101
- Type
- Federal
- Established
- 1951
- Headquarters
- Cheney, Washington 99004-1603
- Address
- 520 1ST ST
- Branches
- 2
- ATMs
- 2
- Members
- 6,438
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,438 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHENEY |
|---|---|
| Total Assets | $148.7M |
| Members | 6,438 |
| Loans Outstanding | $76.9M |
| Shares & Deposits | $132.9M |
| Net Worth | $14.6M |
| Net Worth Ratio | 9.82% |
| Loan-to-Share Ratio | 57.9% |
| Delinquency Rate | 0.90% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Head Office
Main Office520 1ST ST
Cheney, WA 99004-1603
Westbow Branch
10505 W Westbow Rd
Spokane, WA 99224-7434
Who Can Join CHENEY?
Membership Type: Other/Unknown
Membership eligibility for CHENEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHENEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Washington
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Washington RankingsFrequently Asked Questions
CHENEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHENEY has 6,438 members and a potential membership field of 44,319 people.
CHENEY's reported net worth ratio is 9.82% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHENEY operates 2 branch locations and has access to 2 ATMs. The main office is located at 520 1ST ST, Cheney, WA 99004-1603.
CHENEY was established in 1951. It is a federal credit union chartered under charter number 7101. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHENEY. All financial data is for informational purposes only.