CHENEY
Federal • CHENEY, Washington • Est. 1951
Quick Facts
- Charter Number
- #7101
- Type
- Federal
- Established
- 1951
- Headquarters
- CHENEY, Washington 99004-0160
- Address
- PO BOX 160
- Branches
- 2
- ATMs
- 2
- Members
- 6,429
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
6,429 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHENEY |
|---|---|
| Total Assets | $148.3M |
| Members | 6,429 |
| Loans Outstanding | $78.6M |
| Shares & Deposits | $132.5M |
| Net Worth | $14.4M |
| Net Worth Ratio | 9.69% |
| Loan-to-Share Ratio | 59.3% |
| Delinquency Rate | 0.58% |
| Net Income | +$1,216,286 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Head Office
Main Office520 1ST ST
Cheney, WA 99004-1603
Westbow Branch
10505 W Westbow Rd
Spokane, WA 99224-7434
Who Can Join CHENEY?
Membership Type: Other/Unknown
Membership eligibility for CHENEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHENEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. CHENEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHENEY has 6,429 members and a potential membership field of 44,319 people.
CHENEY's net worth ratio is 9.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, CHENEY meets this threshold.
CHENEY operates 2 branch locations and has access to 2 ATMs. The main office is located at 520 1ST ST, Cheney, WA 99004-1603.
CHENEY was established in 1951. It is a federal credit union chartered under charter number 7101. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHENEY. All financial data is for informational purposes only.