CHEROKEE STRIP
State-Chartered • Ponca City, Oklahoma • Est. 1933
Quick Facts
- Charter Number
- #64281
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Ponca City, Oklahoma 74604-1909
- Address
- 1508 East Prospect
- Branches
- 3
- ATMs
- 2
- Members
- 8,786
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,786 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHEROKEE STRIP |
|---|---|
| Total Assets | $98.2M |
| Members | 8,786 |
| Loans Outstanding | $75.9M |
| Shares & Deposits | $86.7M |
| Net Worth | $10.5M |
| Net Worth Ratio | 10.72% |
| Loan-to-Share Ratio | 87.6% |
| Delinquency Rate | 0.21% |
| Net Income | +$1,001,818 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
EAST - Prospect Branch
Main Office1508 E Prospect Ave
Ponca City, OK 74604-1909
WEST - Waverly Branch
1508 W Hartford Ave
Ponca City, OK 74601
Newkirk Branch
108 S Main St
Newkirk, OK 74647-4512
Who Can Join CHEROKEE STRIP?
Membership Type: Community
Membership eligibility for CHEROKEE STRIP may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHEROKEE STRIP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Oklahoma RankingsFrequently Asked Questions
Yes. CHEROKEE STRIP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHEROKEE STRIP has 8,786 members and a potential membership field of 4,095,393 people.
CHEROKEE STRIP's net worth ratio is 10.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, CHEROKEE STRIP meets this threshold.
CHEROKEE STRIP operates 3 branch locations and has access to 2 ATMs. The main office is located at 1508 E Prospect Ave, Ponca City, OK 74604-1909.
CHEROKEE STRIP was established in 1933. It is a state-chartered credit union chartered under charter number 64281. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHEROKEE STRIP. All financial data is for informational purposes only.