CHIEF FINANCIAL
Federal • Rochester Hills, Michigan • Est. 1941
Quick Facts
- Charter Number
- #4271
- Type
- Federal
- Established
- 1941
- Headquarters
- Rochester Hills, Michigan 48307-2245
- Address
- 200 Diversion St Ste 200
- Branches
- 5
- ATMs
- 4
- Members
- 21,069
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
21,069 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHIEF FINANCIAL |
|---|---|
| Total Assets | $248.1M |
| Members | 21,069 |
| Loans Outstanding | $177.0M |
| Shares & Deposits | $223.7M |
| Net Worth | $24.2M |
| Net Worth Ratio | 9.74% |
| Loan-to-Share Ratio | 79.1% |
| Delinquency Rate | 0.49% |
| Net Income | +$1,520,441 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Pontiac Branch
790 Joslyn Ave
Pontiac, MI 48340-2918
Dearborn Branch
4080 Schaefer Rd
Dearborn, MI 48126-3683
Headquarters
Main Office200 Diversion St Ste 200
Rochester Hills, MI 48307-2207
Rochester Branch
20 S. Main Street
Rochester, MI 48307
Troy Branch
751 E. Big Beaver Road
Troy, MI 48083
Who Can Join CHIEF FINANCIAL?
Membership Type: Community
Membership eligibility for CHIEF FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHIEF FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Browse all federally insured credit unions in Michigan, ranked by assets, members, and financial health score.
View Michigan RankingsFrequently Asked Questions
Yes. CHIEF FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHIEF FINANCIAL has 21,069 members and a potential membership field of 40,000 people.
CHIEF FINANCIAL's net worth ratio is 9.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, CHIEF FINANCIAL meets this threshold.
CHIEF FINANCIAL operates 5 branch locations and has access to 4 ATMs. The main office is located at 200 Diversion St Ste 200, Rochester Hills, MI 48307-2207.
CHIEF FINANCIAL was established in 1941. It is a federal credit union chartered under charter number 4271. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHIEF FINANCIAL. All financial data is for informational purposes only.