CHIEF FINANCIAL
Federal • Rochester Hills, Michigan • Est. 1941
Quick Facts
- Charter Number
- #4271
- Type
- Federal
- Established
- 1941
- Headquarters
- Rochester Hills, Michigan 48307-2207
- Address
- 200 Diversion St Ste 200
- Branches
- 5
- ATMs
- 4
- Members
- 20,984
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
20,984 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHIEF FINANCIAL |
|---|---|
| Total Assets | $255.5M |
| Members | 20,984 |
| Loans Outstanding | $181.3M |
| Shares & Deposits | $229.6M |
| Net Worth | $24.5M |
| Net Worth Ratio | 9.57% |
| Loan-to-Share Ratio | 79.0% |
| Delinquency Rate | 0.86% |
| Net Income | +$300,290 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Pontiac Branch
790 Joslyn Ave
Pontiac, MI 48340-2918
Dearborn Branch
4080 Schaefer Rd
Dearborn, MI 48126-3683
Headquarters
Main Office200 Diversion St Ste 200
Rochester Hills, MI 48307-2207
Rochester Branch
20 S. Main Street
Rochester, MI 48307
Troy Branch
751 E. Big Beaver Road
Troy, MI 48083
Who Can Join CHIEF FINANCIAL?
Membership Type: Community
Membership eligibility for CHIEF FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHIEF FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
CHIEF FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CHIEF FINANCIAL has 20,984 members and a potential membership field of 40,000 people.
CHIEF FINANCIAL's reported net worth ratio is 9.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CHIEF FINANCIAL operates 5 branch locations and has access to 4 ATMs. The main office is located at 200 Diversion St Ste 200, Rochester Hills, MI 48307-2207.
CHIEF FINANCIAL was established in 1941. It is a federal credit union chartered under charter number 4271. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CHIEF FINANCIAL. All financial data is for informational purposes only.