CHOICE ONE COMMUNITY
Federal • Plains Township, Pennsylvania • Est. 1941
Quick Facts
- Charter Number
- #4240
- Type
- Federal
- Established
- 1941
- Headquarters
- Plains Township, Pennsylvania 18702-6920
- Address
- 501 E Main St
- Branches
- 6
- ATMs
- 6
- Members
- 10,830
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
10,830 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CHOICE ONE COMMUNITY |
|---|---|
| Total Assets | $126.9M |
| Members | 10,830 |
| Loans Outstanding | $77.4M |
| Shares & Deposits | $115.5M |
| Net Worth | $13.0M |
| Net Worth Ratio | 10.24% |
| Loan-to-Share Ratio | 67.0% |
| Delinquency Rate | 1.89% |
| Net Income | +$1,504,262 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Wilkes Barre
101 Hazle St
Wilkes Barre, PA 18702-4305
Hazleton
983 N Sherman Ct
Hazleton, PA 18201-1879
Main
Main Office501 E Main St
Plains Township, PA 18702-6920
Plains
501 E Main St
Plains Township, PA 18702
Kingston
754 Wyoming Ave
Kingston, PA 18704
Who Can Join CHOICE ONE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CHOICE ONE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CHOICE ONE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Browse all federally insured credit unions in Pennsylvania, ranked by assets, members, and financial health score.
View Pennsylvania RankingsFrequently Asked Questions
Yes. CHOICE ONE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CHOICE ONE COMMUNITY has 10,830 members and a potential membership field of 152,000 people.
CHOICE ONE COMMUNITY's net worth ratio is 10.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, CHOICE ONE COMMUNITY meets this threshold.
CHOICE ONE COMMUNITY operates 6 branch locations and has access to 6 ATMs. The main office is located at 501 E Main St, Plains Township, PA 18702-6920.
CHOICE ONE COMMUNITY was established in 1941. It is a federal credit union chartered under charter number 4240. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CHOICE ONE COMMUNITY. All financial data is for informational purposes only.