CIRCUIT
Federal • Cheektowaga, New York • Est. 1959
Quick Facts
- Charter Number
- #12912
- Type
- Federal
- Established
- 1959
- Headquarters
- Cheektowaga, New York 14227-1044
- Address
- 3234 Union Rd
- Branches
- 2
- Members
- 1,043
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,043 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CIRCUIT |
|---|---|
| Total Assets | $11.6M |
| Members | 1,043 |
| Loans Outstanding | $7.6M |
| Shares & Deposits | $10.1M |
| Net Worth | $1.5M |
| Net Worth Ratio | 13.15% |
| Loan-to-Share Ratio | 75.7% |
| Delinquency Rate | 0.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
MAIN OFFICE
Main Office3234 Union Rd
Cheektowaga, NY 14227-1044
HAMBURG LOCATION
140 Pine St Ste 3A
Hamburg, NY 14075
Who Can Join CIRCUIT?
Membership Type: Other/Unknown
Membership eligibility for CIRCUIT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CIRCUIT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
CIRCUIT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CIRCUIT has 1,043 members and a potential membership field of 76,000 people.
CIRCUIT's reported net worth ratio is 13.15% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CIRCUIT operates 2 branch locations. The main office is located at 3234 Union Rd, Cheektowaga, NY 14227-1044.
CIRCUIT was established in 1959. It is a federal credit union chartered under charter number 12912. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CIRCUIT. All financial data is for informational purposes only.