CITIZENS CHOICE
Federal • Natchez, Mississippi • Est. 1966
Quick Facts
- Charter Number
- #17715
- Type
- Federal
- Established
- 1966
- Headquarters
- Natchez, Mississippi 39122
- Address
- PO Box 17879
- Branches
- 1
- Members
- 405
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
At-risk financial position. Significant capital or earnings challenges. Deposits remain federally insured up to $250,000 by the NCUA.
Financial Overview
Total Assets
Members
405 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITIZENS CHOICE |
|---|---|
| Total Assets | $668K |
| Members | 405 |
| Loans Outstanding | $367K |
| Shares & Deposits | $641K |
| Net Worth | $26K |
| Net Worth Ratio | 3.93% |
| Loan-to-Share Ratio | 57.2% |
| Delinquency Rate | 9.43% |
| Net Income | $-27,035 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Citizens Choice Federal Credit Union
Main Office101 Saint Catherine St
Natchez, MS 39120
Who Can Join CITIZENS CHOICE?
Membership Type: Community
Membership eligibility for CITIZENS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITIZENS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Browse all federally insured credit unions in Mississippi, ranked by assets, members, and financial health score.
View Mississippi RankingsFrequently Asked Questions
Yes. CITIZENS CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITIZENS CHOICE has 405 members and a potential membership field of 500 people.
CITIZENS CHOICE's net worth ratio is 3.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
CITIZENS CHOICE operates 1 branch location. The main office is located at 101 Saint Catherine St, Natchez, MS 39120.
CITIZENS CHOICE was established in 1966. It is a federal credit union chartered under charter number 17715. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITIZENS CHOICE. All financial data is for informational purposes only.