CITIZENS CHOICE
Federal • Natchez, Mississippi • Est. 1966
Quick Facts
- Charter Number
- #17715
- Type
- Federal
- Established
- 1966
- Headquarters
- Natchez, Mississippi 39120
- Address
- 101 Saint Catherine St
- Branches
- 1
- Members
- 394
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
394 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITIZENS CHOICE |
|---|---|
| Total Assets | $697K |
| Members | 394 |
| Loans Outstanding | $332K |
| Shares & Deposits | $675K |
| Net Worth | $16K |
| Net Worth Ratio | 2.36% |
| Loan-to-Share Ratio | 49.3% |
| Delinquency Rate | 9.83% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Citizens Choice Federal Credit Union
Main Office101 Saint Catherine St
Natchez, MS 39120
Who Can Join CITIZENS CHOICE?
Membership Type: Community
Membership eligibility for CITIZENS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITIZENS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
CITIZENS CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CITIZENS CHOICE has 394 members and a potential membership field of 500 people.
CITIZENS CHOICE's reported net worth ratio is 2.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CITIZENS CHOICE operates 1 branch location. The main office is located at 101 Saint Catherine St, Natchez, MS 39120.
CITIZENS CHOICE was established in 1966. It is a federal credit union chartered under charter number 17715. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CITIZENS CHOICE. All financial data is for informational purposes only.