CITIZENS COMMUNITY
State-Chartered • Fort Dodge, Iowa • Est. 1940
Quick Facts
- Charter Number
- #66592
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Fort Dodge, Iowa 50501
- Address
- 2012 1st Ave S
- Branches
- 8
- ATMs
- 2
- Members
- 13,972
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
13,972 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITIZENS COMMUNITY |
|---|---|
| Total Assets | $248.5M |
| Members | 13,972 |
| Loans Outstanding | $171.8M |
| Shares & Deposits | $200.4M |
| Net Worth | $46.4M |
| Net Worth Ratio | 18.68% |
| Loan-to-Share Ratio | 85.7% |
| Delinquency Rate | 0.64% |
| Net Income | +$5,641,737 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 2 ATMs
Citizens Community Credit Union
115 S 29th St
Fort Dodge, IA 50501
Citizens Community Credit Union
Main Office2012 1st Ave S
Fort Dodge, IA 50501-6704
Citizens Community Credit Union
403 E Call St
Algona, IA 50511
Citizens Community Credit Union
2 N 2nd St
Estherville, IA 51334
Citizens Community Credit Union
106 S Mill St
Lake Mills, IA 50450
Who Can Join CITIZENS COMMUNITY?
Membership Type: Community
Membership eligibility for CITIZENS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITIZENS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. CITIZENS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITIZENS COMMUNITY has 13,972 members and a potential membership field of 680,399 people.
CITIZENS COMMUNITY's net worth ratio is 18.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.7%, CITIZENS COMMUNITY meets this threshold.
CITIZENS COMMUNITY operates 8 branch locations and has access to 2 ATMs. The main office is located at 2012 1st Ave S, Fort Dodge, IA 50501-6704.
CITIZENS COMMUNITY was established in 1940. It is a state-chartered credit union chartered under charter number 66592. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITIZENS COMMUNITY. All financial data is for informational purposes only.