CITY OF FIRSTS COMMUNITY
Federal • Kokomo, Indiana • Est. 1938
Quick Facts
- Charter Number
- #3012
- Type
- Federal
- Established
- 1938
- Headquarters
- Kokomo, Indiana 46903
- Address
- PO Box 187
- Branches
- 1
- ATMs
- 1
- Members
- 3,567
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,567 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CITY OF FIRSTS COMMUNITY |
|---|---|
| Total Assets | $37.3M |
| Members | 3,567 |
| Loans Outstanding | $10.9M |
| Shares & Deposits | $33.3M |
| Net Worth | $3.9M |
| Net Worth Ratio | 10.45% |
| Loan-to-Share Ratio | 32.6% |
| Delinquency Rate | 0.24% |
| Net Income | +$133,633 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office1120 S Main St
Kokomo, IN 46902
Who Can Join CITY OF FIRSTS COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CITY OF FIRSTS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CITY OF FIRSTS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. CITY OF FIRSTS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CITY OF FIRSTS COMMUNITY has 3,567 members and a potential membership field of 99,017 people.
CITY OF FIRSTS COMMUNITY's net worth ratio is 10.45% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, CITY OF FIRSTS COMMUNITY meets this threshold.
CITY OF FIRSTS COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 1120 S Main St, Kokomo, IN 46902.
CITY OF FIRSTS COMMUNITY was established in 1938. It is a federal credit union chartered under charter number 3012. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CITY OF FIRSTS COMMUNITY. All financial data is for informational purposes only.