CLARITY
State-Chartered • Meridian, Idaho • Est. 1948
Quick Facts
- Charter Number
- #68295
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Meridian, Idaho 83642
- Address
- 1880 S Cobalt Point Way
- Branches
- 7
- ATMs
- 7
- Members
- 19,344
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
19,344 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLARITY |
|---|---|
| Total Assets | $231.4M |
| Members | 19,344 |
| Loans Outstanding | $166.6M |
| Shares & Deposits | $211.8M |
| Net Worth | $22.0M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 78.7% |
| Delinquency Rate | 1.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Nampa Branch
1822 N Midland Blvd
Nampa, ID 83651
Meridian Branch
555 S Meridian Rd
Meridian, ID 83642-4539
Middleton Branch
3 W Main ST
Middleton, ID 83644
Emmett Branch
415 S Washington Ave
Emmett, ID 83617-2953
Corporate Office
Main Office1880 S Cobalt Point Way
Meridian, ID 83642
Who Can Join CLARITY?
Membership Type: Community
Membership eligibility for CLARITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLARITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Idaho
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Idaho RankingsFrequently Asked Questions
CLARITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CLARITY has 19,344 members and a potential membership field of 856,363 people.
CLARITY's reported net worth ratio is 9.97% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CLARITY operates 7 branch locations and has access to 7 ATMs. The main office is located at 1880 S Cobalt Point Way, Meridian, ID 83642.
CLARITY was established in 1948. It is a state-chartered credit union chartered under charter number 68295. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CLARITY. All financial data is for informational purposes only.