CLARITY
State-Chartered • Nampa, Idaho • Est. 1948
Quick Facts
- Charter Number
- #68295
- Type
- State-Chartered
- Established
- 1948
- Headquarters
- Nampa, Idaho 83653
- Address
- PO Box 500
- Branches
- 7
- ATMs
- 7
- Members
- 19,103
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
19,103 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLARITY |
|---|---|
| Total Assets | $223.5M |
| Members | 19,103 |
| Loans Outstanding | $165.6M |
| Shares & Deposits | $203.8M |
| Net Worth | $21.7M |
| Net Worth Ratio | 10.04% |
| Loan-to-Share Ratio | 81.2% |
| Delinquency Rate | 1.23% |
| Net Income | +$3,538,363 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Nampa Branch
1822 N Midland Blvd
Nampa, ID 83651
Meridian Branch
555 S Meridian Rd
Meridian, ID 83642-4539
Middleton Branch
3 W Main ST
Middleton, ID 83644
Emmett Branch
415 S Washington Ave
Emmett, ID 83617-2953
Corporate Office
Main Office1880 S Cobalt Point Way
Meridian, ID 83642
Who Can Join CLARITY?
Membership Type: Community
Membership eligibility for CLARITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLARITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. CLARITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CLARITY has 19,103 members and a potential membership field of 856,363 people.
CLARITY's net worth ratio is 10.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, CLARITY meets this threshold.
CLARITY operates 7 branch locations and has access to 7 ATMs. The main office is located at 1880 S Cobalt Point Way, Meridian, ID 83642.
CLARITY was established in 1948. It is a state-chartered credit union chartered under charter number 68295. The institution has been serving members for 78 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CLARITY. All financial data is for informational purposes only.