CLIFTY CREEK EMPLOYEES
Federal • Madison, Indiana • Est. 1958
Quick Facts
- Charter Number
- #12152
- Type
- Federal
- Established
- 1958
- Headquarters
- Madison, Indiana 47250-1669
- Address
- 220 Clifty Dr Ste H
- Branches
- 3
- Members
- 1,321
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,321 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CLIFTY CREEK EMPLOYEES |
|---|---|
| Total Assets | $16.1M |
| Members | 1,321 |
| Loans Outstanding | $9.8M |
| Shares & Deposits | $13.2M |
| Net Worth | $2.8M |
| Net Worth Ratio | 17.63% |
| Loan-to-Share Ratio | 74.0% |
| Delinquency Rate | 0.04% |
| Net Income | +$3,253 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main
Main Office220 Clifty Dr Ste H
Madison, IN 47250-1669
ICUL Service Corp
8440 Allison Pointe Blvd Ste 400
Indianapolis, IN 46250-5661
IKE (Disaster Site)
1335 Clifty Hollow Rd
Madison, IN 47250
Who Can Join CLIFTY CREEK EMPLOYEES?
Membership Type: Community
Membership eligibility for CLIFTY CREEK EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact CLIFTY CREEK EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Browse all federally insured credit unions in Indiana, ranked by assets, members, and financial health score.
View Indiana RankingsFrequently Asked Questions
Yes. CLIFTY CREEK EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CLIFTY CREEK EMPLOYEES has 1,321 members and a potential membership field of 3,000 people.
CLIFTY CREEK EMPLOYEES's net worth ratio is 17.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.6%, CLIFTY CREEK EMPLOYEES meets this threshold.
CLIFTY CREEK EMPLOYEES operates 3 branch locations. The main office is located at 220 Clifty Dr Ste H, Madison, IN 47250-1669.
CLIFTY CREEK EMPLOYEES was established in 1958. It is a federal credit union chartered under charter number 12152. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CLIFTY CREEK EMPLOYEES. All financial data is for informational purposes only.