CO-OP
State-Chartered • Black River Falls, Wisconsin • Est. 1938
Quick Facts
- Charter Number
- #66983
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Black River Falls, Wisconsin 54615
- Address
- 100 E Main St
- Branches
- 9
- ATMs
- 8
- Members
- 23,640
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,640 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CO-OP |
|---|---|
| Total Assets | $615.0M |
| Members | 23,640 |
| Loans Outstanding | $512.2M |
| Shares & Deposits | $540.6M |
| Net Worth | $70.6M |
| Net Worth Ratio | 11.48% |
| Loan-to-Share Ratio | 94.7% |
| Delinquency Rate | 0.46% |
| Net Income | +$1,741,037 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 8 ATMs
Main Office
Main Office100 E Main St
Black River Falls, WI 54615
Cty A Drive Up
330 County Road A
Black River Falls, WI 54615
Melrose
409 N Washington St
Melrose, WI 54642
Galesville
17578 N Main St
Galesville, WI 54630
Fall Creek
326 E Lincoln Ave
Fall Creek, WI 54742
Who Can Join CO-OP?
Membership Type: Community
Membership eligibility for CO-OP may vary. Contact the credit union directly to confirm qualification requirements.
Contact CO-OP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Wisconsin
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Wisconsin RankingsFrequently Asked Questions
CO-OP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CO-OP has 23,640 members and a potential membership field of 498,834 people.
CO-OP's reported net worth ratio is 11.48% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CO-OP operates 9 branch locations and has access to 8 ATMs. The main office is located at 100 E Main St, Black River Falls, WI 54615.
CO-OP was established in 1938. It is a state-chartered credit union chartered under charter number 66983. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CO-OP. All financial data is for informational purposes only.